# 05. Lend & Borrow

Crypto lending and borrowing is a type of decentralized finance (DeFi) where investors lend their cryptocurrencies to borrowers in exchange for interest payments.

It's a great way to raise your wallet score and activity with low cost.

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[More Lending protocols here](/knowledge-base/blockchain-navigator-where-to-take-action/polygon-zkevm/lending-borrowing-defi.md)
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### [OVIX](https://app.0vix.com/)

Ovix Protocol is a full-fledged lending and borrowing platform that operates on the Polygon blockchains. It is a decentralized finance (DeFi) platform that allows users to lend and borrow funds without intermediaries. The platform is designed to be sustainable and stable, with all liabilities being redeemable.

To get started with lending and borrowing on Ovix, you can follow our full guide  (link at the end). The guide explains the process of borrowing and lending on the platform and provides a step-by-step guide to get started.

In general

* Connect your wallet and select zkEVM chain from dropdown list
* Select market from the list and click supply
* If you mark Collateral you will be able to use borrow option
* Confirm transaction

:brain:[Full Ovix guide](/knowledge-base/protocols-guides/0vix.md#lend)

<figure><img src="/files/Jp02TWlcmKi9EwT6b1kX" alt=""><figcaption></figcaption></figure>

<figure><img src="/files/4FV9DftCW5blppvbZF71" alt=""><figcaption><p><a href="https://hub.airdrop.expert/overview/order-here">https://hub.airdrop.expert/overview/order-here</a></p></figcaption></figure>


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